Frequently Asked Questions

Professional Consulting
  1. What Is A Consultation?

    A consultation is an overview analysis of your 3-in-1 credit report from each of the three major credit bureaus (Equifax, Experian, and TransUnion). A credit specialist will ask you questions to determine which accounts on the report you are questioning and conduct a needs analysis to discover your credit goal(s). From there, we provide recommendations based on your credit profile and your needs to help you crush your credit goal(s). The consultation is designed to be a brief introduction to me and my services to determine whether or not you are a candidate for credit restoration. If you are ready to proceed with our services, we will next do a detailed audit of your credit reports and begin the process of disputing those inaccurate, unverified, and/or questionable accounts.

  2. What Is A Credit Audit?

    Your audit is a comprehensive analysis of your credit profile, broken down into easy to understand, actionable segments. After reading your audit, you will understand all aspects of your credit profile, and you will also know how we are going to work together to increase your credit score. Your audit will include a complete description of each item on your credit report, both positive and negative, along with actions steps that you should take to improve your credit profile and credit scores.

  3. When Do You Charge Me For The Audit?

    You are charged between 1-5 days after the audit is complete.

  4. Should I stay enrolled in your monitoring service?

    Yes, a 3 in 1 credit monitoring service is mandatory while you are enrolled in the program. We need access to your credit report at all times to track the progress. Without an active monitoring service, we cannot assist you.

  5. How long does the process take and when can I expect to see results?

    We cannot promise you a specific timeline, nor can I guarantee you results. If you work closely with me to follow credit best practices, we can ensure that you can achieve your credit goals. On average, it takes a minimum of 6 months to 1 year to reach your credit goals. Legitimate credit repair is not an overnight fix. It’s a PROCESS that takes time to do properly. Credit restoration requires TEAMwork (TEAM = Together Everyone Achieves More). Please follow the exclusive advice we give you to make this a smooth and successful process. Everyone’s situation is unique, and some graduate sooner than others. The important thing is making sure that your credit is repaired the right way so that you have a solid financial foundation for the future.

  6. What is the cancellation policy?

    Under the Fair Credit Report Act, you have three days after initial enrollment to cancel.
    After the three days initial enrollment, you must give 30 days prior written notice before the 1st of the month or before the next billing date.

  7. What does the process entail?

    We make attempts to challenge inaccurate, unverified, questionable accounts with the credit bureaus, collection agencies, and the original creditors. I would assist you with building a strong credit profile and educate you throughout the process. You have 24/7 access to the client portal to keep you updated with the process and communicate with me via the client portal.

  8. What makes you different from another company?

    We are dedicated to establishing relationships with our clients by providing personalized service and educating our clients throughout the process. I offer prevention and maintenance after you graduate our program to keep you on the right track. You may reach us via text message, email, or phone call, and our response time is 24 hours or less.

  9. Can you help me build credit?

    Yes! Your audit includes personalized advice geared towards your credit situation. If we feel you need additional lines of credit or better lines of credit, I will include sources of credit lines that will benefit you in my recommendations, and I’ll be sure to explain your options thoroughly.

Subscribe To Our Newsletter

    >

    Etiam magna arcu, ullamcorper ut pulvinar et, ornare sit amet ligula. Aliquam vitae bibendum lorem. Cras id dui lectus. Pellentesque nec felis tristique urna lacinia sollicitudin ac ac ex. Maecenas mattis faucibus condimentum. Curabitur imperdiet felis at est posuere bibendum. Sed quis nulla tellus.

    ADDRESS

    63739 street lorem ipsum City, Country

    PHONE

    +12 (0) 345 678 9

    EMAIL

    info@company.com